Commercial Capital for Established Fleets & Crews. Skip the bank wait times.

Full-suite commercial brokering for businesses generating $20k+ in average monthly revenue. No startup funding. No MCA

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I agree to be contacted at the phone and email provided about funding options, including calls, texts, and emails that may use automated technology. Message frequency varies. Message and data rates may apply. Reply STOP to opt out. Consent isn’t required to apply.

Why Choose Cha-Ching Funding?

Equipment Finacing

Secure lines of credit for heavy equipment and vehicle fleets.

Expedited Commercial Tier

Skip 90-day bank wait. Approvals in 48 hours for 650+ FICO borrowers

Full-Suite Brokerage

Equipment, SBA Loans, Working Capital, Invoice Factoring, Lines of Credit - one broker, every product

How It Works

1. Submit Your Info

2. Instant Smart Follow-Up

3. Complete Your Application

4. Meet With Your Lending Professional

Ready to take your business to the next level?

Client Success Stories

FAQs

What are the minimum requirements?

Minimums: $20,000+ in average monthly revenue, 650+ FICO score, 1+ year in business, LLC or Corporation structure.

When will I receive the follow-up call?

Right after you submit your info, our smart assistant calls immediately to confirm your details and schedule your appointment.

Why do I need to complete the full application?

Your full application gives our lending professionals what they need to prepare accurate funding options for your meeting. It also allows us to complete the soft pull ahead of time, which speeds up the process.

Who will I speak with after the smart assistant call?

You’ll meet with a real lending professional who reviews your goals, explains your available options, and helps you choose the best path forward.

How fast can I get funding?

Many borrowers receive funding in 24 to 72 hours after completing their application and meeting with a lending professional. Timelines vary based on the type of funding and required documents.

What types of businesses can apply?

We work with almost all small business industries. From brand-new startups to long-established companies. Whether you're launching something new, scaling your current business, or searching for better financing options, we can usually match you with a solution.