Fuel Your Business Growth.
0% Financing Available.

Check the top funding options you qualify for with one simple application and no hard credit pull.

Speak to an Advisor Instantly

Why Choose Cha-Ching Funding?

0% Introductory

Financing

Start your funding with 0 percent introductory rates. Ideal for new projects, expansions, or smoothing cash flow without upfront interest.

Flexible Term Loans

Choose from flexible term loans built for small businesses. Fast approvals, predictable payments, and funding you can actually plan around.

Instant Smart Follow-Up

Right after you submit the form, our smart assistant calls to secure your appointment and walk you through the next steps.

How It Works

1. Submit Your Info

2. Instant Smart Follow-Up

3. Complete Your Application

4. Meet With Your Lending Professional

Ready to take your business to the next level?

Client Success Stories

FAQs

Will checking my funding options affect my credit?

No. Completing your application only triggers a soft credit pull, which does not impact your credit score.

When will I receive the follow-up call?

Right after you submit your info, our smart assistant calls immediately to confirm your details and schedule your appointment.

Why do I need to complete the full application?

Your full application gives our lending professionals what they need to prepare accurate funding options for your meeting. It also allows us to complete the soft pull ahead of time, which speeds up the process.

Who will I speak with after the smart assistant call?

You’ll meet with a real lending professional who reviews your goals, explains your available options, and helps you choose the best path forward.

How fast can I get funding?

Many borrowers receive funding in 24 to 72 hours after completing their application and meeting with a lending professional. Timelines vary based on the type of funding and required documents.

What types of businesses can apply?

We work with almost all small business industries. From brand-new startups to long-established companies. Whether you're launching something new, scaling your current business, or searching for better financing options, we can usually match you with a solution.